There are always opportunities, but the average person is doing very badly. I can talk to anyone, from any walk of life right now, and they are all hurting financially. Even "successful" people are worried about their investments and where things are going.
If you got into BTC or Apple at the right time, you could have made a small fortune. I choose to pass on both, I had my reasons, and I missed out. It is too bad, but good for those guys who did well on these investments.
You are wrong about being "broke". The economy is vastly worse, by any measure, than it has been since the great depression. The only thing making us better off that those days is the money printer. And we can't just magically borrow money forever to keep this house of cards propped up.
You honestly don't know anyone struggling right now? Honestly? I know tons of people struggling right now, I am lucky to not be one of them, but I know a lot who are doing badly and I know I could be in their place at a seconds notice.
You gotta be kidding me, you know anybody waiting in line for soup like during the great depression?
Sorry to break it to you but those guys you know who aren't doing well is because of their own doing, let me guess they went and got degrees hoping it meant they would have easy lives? Or were they happy with their weekly just paying the bills wage slave salary hoping it would carry them through life? Or are they single moms raising 3 kids who chose deadbeat men to have kids with?
YES I honestly do not know one single person struggling other than people who tried to live easy lives or made dumb choices and didn't do anything to better themselves and their situation. I say that with full dead stone face honesty. You glossed over this but I'll say it again "broke" people have a roof over their heads, food and a $1200 phone in their hands, nobody is waiting in line for soup.
The sky isn't falling