To be fair, this is what happens when the culture degrades and people live long enough to not
have to think about what has changed. Ramsey is perhaps the very best example of this, someone who has been successful, thinks his life has been hard, but in reality he just worked hard like everyone else has always had to but had major opportunity and piggy backed on the broken, debt system.
Increasing regulations hurts business owners, who feel entitled because they took on risk. It doesn't help that workers feel entitled too, but here's the rub, and I've said it forever: it's a no win situation for small and medium business
since that's the design (especially post covid, which proved it).
Greed is such a huge problem in modern society—even within so-called Christian circles. They want all of it to flow to the top without a thought for the lives of those who work for them. I see this all across the spectrum and here in the so-called “Bible Belt” where it can be worse.
Ramsey has a rather HUGE list of completely idiotic takes. Beyond the brainless BTC stuff, he also acted like it was OK for him to buy 27 houses or properties, but blackrock because it's an entity and faceless is not some steward (by God) in the same class. Sure, Dave. Another we've made fun of is of course his total lack of awareness of how laws crush incentive, divorce laws have set up men to not want to tell or give women any outs, etc. Because his wife hasn't and won't take him to the cleaners somehow that means that "you should share everything" in 2025. STFU, idiot, just think for a second.
DR learned responsibility and what worked in a debt, leveraged, and real estate system that had rich people writing its laws. That is going away, but it might take another decade. Either way, good for him. He made money as a commentator not by having any insights, but basically by just telling people to not go in debt, save, and hey, there's this thing called index investing that rich people do.
All that has been going on in situations like this is that these people keep MORE of their money, they are not losing massively like all the people that don't do it, it's literally nothing special whatsoever, but it appears so because CPI is a lie and most people work for 30-40 years; of course they are going to have something at the end of that if they don't lose it all to stupid behavior and massive inflation (usury/stealing by the government).