How are your assets diversified? What’s the best ratios?

bubs

Protestant
Heritage
This could be variable depending on one’s life situation/circumstance, but what do you feel should be the %’s one should hold in different investment types:

- stocks/bonds (outside of any retirement fund)

- crypto/Bitcoin etc

- precious metals (gold/silver coins and bars)

-other?

- for now let’s exclude emergency cash, personal homeproperty, land investments and retirement accounts, since that complicates things considerably

Right now I don’t have any precious medals but considering selling off some Bitcoin or some stocks (or a little of both) to buy some gold or silver coins. Maybe not a good idea but thought it might be a good time to further diversify. Right now I’m diversified 40% Bitcoin / 60% stocks/mutualfunds.
 
Have roughly 15 percent of my income into a Roth IRA in an aggressive growth portfolio.

I don't own single stocks but I would look at Peter Schiff as his funds perform exceptionally.

If I didn't have a retirement account and had to go with one fund or option, that would be it.


Plus Cash, antiques and collectibles (mostly guns), and with precious metals.

Don't have Bitcoin because I don't understand it.

My take is Pretty simple... Its the long game...and not using debt instruments for my family balance sheet is going to be the best way to ensure I have financial freedom.

Also the Ramsey 7 baby steps is pretty good advice on all this is a pretty proven for many people.
 
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