Going Joker Mode
The celebration of nihilistic violence only reinforces the worst aspects of modern society
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United Healthcare CEO Assassinated
- Thread starter The Penitent Man
- Start date
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Funny if he didn't even particularly set out to kill an insurance company CEO. Once he did for whatever reason, millions see him as a hero. It's actually more interesting than if he had done it on purpose.Going Joker Mode
The celebration of nihilistic violence only reinforces the worst aspects of modern society
People are really sick of insurance company shenanigans.
This attitude is how taxes got out of control. “Othering” a group and calling for more theft on them. Well guess what: you are an “other” to someone else. So wishing harm on someone else is also self harm. No amount of theft is fair, none of it is right or moral.
What shenanigans are you talking about? Insurance is necessary for the stability of society and is one of the most heavily regulated industries.
Insurance routinely denies claims that are covered by their policies. It's their first reflex. You have to get a pre-approval for everything. They deny all requests as a first step. The Doctor has to file an appeal with them and convince them it is medically necessary. They say no again. Eventually if you persist, they will often relent, although sometimes only after the patient has died.
Basically, the people cheering Luigi have been through this, or one of their loved ones has. You can judge the scale of the problem by the size of this reaction.
All of this pre-approval and routine denial of reasonable and legitimate claims has only been recent. It used to be that the Doctor's prescription alone was sufficient.
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That sounds like a michael moore documentary. Insurance companies are bound by the terms of the policy. They are required to pay covered claims or are subject to penalties. Of course most people have no clue of the terms of their policy and expect everything to be covered, but when uncovered claims are forced to be paid then everyone suffers with higher premiums.
They are violating the regulations. They are denying covered claims. That's the problem.
I take it you haven't been through the pre-approval and denial dance yet. Ask around. Somebody close to you has.
Brother....I'm dealing with insurance right now on a massive business claim. Its totally straight forward there should be no denying anything and so far we have spent a quarter million dollars on attorneys on top of our team of adjusters fighting their attempt to deny us everything they can, one shenanigan after another hoping that we'll just tire out and bend over taking the piddly amount they offer us. I also have a relative going through the same thing, slam dunk no challenge possible claim even more so than ours and the insurance cut him a check for a piddly amount hoping he was a desperate broke business owner that didn't have any choice but to take the money and open back up, he's been fighting them for 3 years with his business closed down at this point he should have taken the check, his business is worthless now not to mention the 3 years of lost revenue and even if he wins out he wont get anywhere close to that, they knew exactly what they were doing.
The shit I could tell you about our claim and my cousins claim that the insurance is trying to pull on us would make your head spin. I don't know about my cousin but I know we paid nearly 60k a year in premiums, apparently that meant nothing as far as actually having coverage according to the insurances team of lawyers but of course they gladly took it from us every year anyway.
I'm the last "sky is falling burn it all down" guy here but trust me you don't know what you're talking about.
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It raises the question as to why anyone would buy an insurance policy.
(The government forces people to buy insurance policies.)
Health insurance I suppose you can get away with not having one, I personally wouldn't, but for a business you can't, nobody will work with you....
Do you by any chance work for an insurance company or have you worked for one?
Note, when you say insurance there are different types. I’ve never had any issues with auto claims for example. But when a health insurer has a 30% denial rate, they are straight up manipulating the system for profit while playing with lives.
I'm not the one othering. I'm the one against "othering," which is why I said how is it fair to tax someone less? Some animals are more equal than others? And, why isn't that a subsidy?
This is not healthcare related, but our hot water pipe burst in our house and it got flooded so the house was unlivable. The insurance company took 2 whole years to get the place fixed even though it was part of our policy. These bastards tried every trick in the book to get out of doing their part to the point we had to sell the property we "temporarily" lived in to accommodate their lack of urgency. We're talking about a family with 4 (then 3) small kids here.
People rightfully get angry, I can only imagine when it comes to healthcare.
People rightfully get angry, I can only imagine when it comes to healthcare.
Yeah. They’ll bury clauses within paragraphs upon paragraphs of fine print and skirt responsibility. I remember reading a book that said those big insurance buildings were built with blood. That’s not far from the truth.
One time my roof had a bad leak, it turned out it was well past its expiry date and the shingles were toast and then water was getting in and we were having a mold problem. A friend mentioned to have our home insurance look at it and see if they would pay for a new roof, because, hey, what could it hurt, right? After we had the insurance guy come over and look at the roof the insurance company cancelled our policy immediately.
Bastards, honestly though you should have known...not that it makes it okay. I had to switch carriers at one of my properties this year because they said the building was too old, which is ridiculous as it was built in the 80's and its block. It was a pointless headache and by the time I had already went through a river of documentation and back and forth to line up another carrier the original one called and said they wanted to renew, I asked them what changed their minds and they said they had new satellite photos that showed the roof had been done....it was done two years ago which I had been telling them but apparently they just didn't believe me and didn't even bother to ask for proof. I cursed the guy out and hung up on him.
You know this thread and having to recall all my crappy insurance stories I really hate insurance companies more than ever, it's all garbage. Luckily I haven't had any health insurance issues other than it's stupid expensive, I'll give it time I'm sure that will change....
If insurance companies make so much trouble with claims why do people regard business insurance as a prerequisite to doing business?
Liability
The idea depends on the expectation that the insurance company will pay out legitimate claims. If they don't you spend money only for a piece of paper to show your status as an insured business.
I don't know this CEO guy. I don't know if he deserved to die or not or what his role in screwing sick people over may or may not have been. I don't condone murdering people in cold blood.
But you know what's the interesting upshot to all this?
High level elites now have skin in the game.
But you know what's the interesting upshot to all this?
High level elites now have skin in the game.