I live in Florida, so roofing is everything. As for electric there's a a power line that runs right next the land which is pretty nice. Property would require a septic and a well (which shouldn't be too hard since we have a high water table here).
Have you any experience installing septic? Florida building code also requires pretty decent regulations on roofing and foundation.
Where I live you’d be looking at installing a septic tank that’s needs pumped out regularly, on a 1/4 acre lot. The regulations for septic fields have gotten pretty strict. The field has to be big which means digging up a lot of surface during installation. Probably not feasible on a 1/4 acre. I think the regs are sound anyway. If every 1/4 acre has their own septic field and well you can end up with wells being tainted, especially if the water table is high.
Septic holding tanks are quick and easy to install, will cost about $10, 000 installed where I live. It’s required to hire a certified installer. A septic field would cost twice as much as a tank. It’s a pain to have to get it pumped regularly but you can pump out a tank a lot of times before you’ve spent as much as a field costs.
You’re lucky the water table is high. A well where I live can easily cost over $20, 000. These are $CAD prices.
Since you’re water table is high and you don’t have to deal with winter maybe you shouldn’t dig down at all. By far the easiest and cheapest foundation is “foundation blocks” and beams. You pour a series of concrete blocks on the ground surface, than lay beams across the top of the blocks and build your floor system on top of the beams. Maybe not sufficient in your jurisdiction. A step up is to build essentially the same way but on buried piles or screw piles instead of surface blocks. The other option would be a concrete pad on the surface, but that takes some concrete skills and some help. Keep in mind that if you don’t have a basement or crawl space you have to designate some floor space for a utility room to house the mechanical (furnace, hvac, hot water tank, water pressure tank, etc.)
If you’re doing things by the book then some of the structural decisions are going to be dictated to you. The process for me is to:
-Hire a draftsman to draw up your plans.
-An engineer overlooks the structural specs and stamps them approved. Normally your draftsman will have someone he works with.
- You may have to get your lot surveyed or find the property line markers yourself.
- You submit a site plan to your development authority that shows how your placing everything on your lot.
- pay the fee and they issue your building permit. They’ll provide you with an inspection schedule if required.